Universe Payments Limited is authorised and regulated by the Financial Conduct Authority (FCA) as an Authorised Payment Institution, with firm reference number: 554920.

An Authorised Payment Institution, often referred to as an API, is a company that has been licensed to offer payment services in a specific region. API’s can offer services such as payment accounts, payment processing, merchant services and payment transfers.

In the UK, the Financial Conduct Authority (FCA) is the regulator for APIs.